Frequently-Asked-Questions updated as of September 17th, 2003

> Click here for our "How to use FindProfit" Guide for an introduction on how to take advantage of the FindProfit service.

> OK, I've signed up. How do I start using your service? What features should I know about?
> What if I don’t have time to read all of your postings?
> How do your portfolios work? Should I start buying every stock in your portfolios?
> Whenever an alert is sent out, everyone rushes to buy/sell the same stock and its price increases/decreases considerably in the short term. If I don’t get in on time will I miss the money-making opportunities? Are you trying to “front run” us?
> What makes FindProfit different from other services?
> How much money do I need to start? How do I determine which stocks are right for me, risk-wise?
> Do you publish entry, stop loss and target prices?
> What is shorting, how does it work, why do you do it, and do I need to follow your short picks?
> I have a question about some of your recent commentary, or one of your recent picks, or something else. How do I get in touch with the editors?
> I'm not receiving your daily emails or alerts and I use AOL. Why is this happening and how can I fix the problem?
> IDEA FORUM: What is FindProfit's Idea Forum?
> IDEA FORUM: How Do I Make a New Post to the Idea Forum?
> IDEA FORUM: How Do I Edit or Delete an Existing Post on the Idea Forum?
> IDEA FORUM: How do I View and Sort Through the Idea Forum Posts?
> IDEA FORUM: How Does the Community Rating System Work?
> IDEA FORUM: What Does Each Line on the "Add Your Posting" Form Mean?

OK, I've signed up. How do I start using your service? What features should I know about?

Welcome to FindProfit.com! We are here to help you make money, but how you decide to use us can and should depend on how much time you have, as well as your personal investment outlook and financial situation.

The FindProfit ProfitMap (http://www.findprofit.com/profitmap.php3) is the most thorough way to keep up with us. This feature is a direct line into our thought processes and is updated frequently throughout the day in real-time. Here you will find our latest commentary and musings on specific companies and the markets, and you will also be alerted every time we make a trade in one of our three Model Portfolios. The ProfitMap also provides information about and links to new special reports and additional content, as well as links to news stories that are moving the markets.

We spend every trading day studying companies and the markets. We talk to analysts, call companies and read dozens of stories and newsletters. If we deem something important enough to write about in our ProfitMap, we think it's something that can help you better understand the markets or make money.

What if I don’t have time to read all your postings?

We realize that you may be unable to check our ProfitMap throughout the day. So we also offer a once-a-day e-mail recap that highlights our major postings. Also, everything we post is searchable and archived, so you'll be able to go back and find anything you may have missed or want to read more about. Just click on M, T, W, R, F for the day of the week, or click A for archives that go further back.

You'll also notice that we feature a variety of Special Reports that are available to download. Our reports about "Must-Own" stocks offer our “uber” ideas which are the most compelling picks we currently see in the market. However, don't be surprised if you don't see every stock in the Special Reports in one of our portfolios. We are constantly looking for the best moments to enter the market, which often involves not rushing into things. We will add stocks over time as opportunities present themselves.

FindProfit likes to buy companies we understand and where we can define an investment edge. We love to take advantage of the market's short term emotional swings and buy during panics, sell on craziness and trade around our core positions. We believe the market is a holistic game that is won by first gaining an edge on the fundamentals, and then by being able to map those fundamentals against the markets' ever-changing emotions and supply/demand drivers.

How do your portfolios work? Should I start buying every stock in your portfolio?

We offer three portfolios: the Babe Ruth (http://www.findprofit.com/ruth.php3), the Tiger Woods (http://www.findprofit.com/tiger.php3), and the Special Opportunity (http://www.findprofit.com/opportunity.php3). You can read more about the goals of each portfolio on each specific portfolio page. You can also view a statistical overview of these portfolios to see how they have compared favorably to the major indices.

The goal of the portfolios is to provide a diversified investment approach that will beat the market over time. They also may serve as an excellent source of investment leads to complement your existing portfolio. We carefully review a wide variety stocks, and may at any given time own dozens of stocks combined in our three portfolios. We don't expect or suggest that you buy every stock we've bought. Instead, you may want to start by looking closely at our Portfolio Scoreboard (http://www.findprofit.com/scoreboard.php) to see how we rank each company in each portfolio for the short-, medium-, and long-term. Also, every time we make a transaction, we send out an alert that explains our reasons for buying and selling. You should analyze all of this information, and see how closely it aligns with your own investment goals and situation.

We won't buy a stock unless we believe the risk/reward factors are strongly on our side, but our picks may differ widely in both potential risk and reward. In addition, we practice professional portfolio management techniques like diversification and scaled buying/selling, which you will see in each of our three portfolios.

Whenever an alert is sent out, everyone rushes to buy/sell the same stock and its price increases/decreases considerably in the short term. If I don’t get in on time will I miss the money-making opportunities? Are you trying to “front run” us?

Our ultimate goal is to make investments that payoff with significant returns over time. Given this longer range perspective, what a stock does on any particular day is not overly noteworthy. Indeed, what really matters is that the stock continues trending upward in the long-term, even after any initial spike.

It is important to note that our portfolios are “model” portfolios, not “real money” portfolios – so “front running” is not an issue. There are times when our model portfolios will get a better buy price than some of you, but that’s not something we can fix. The market is driven by supply and demand, and unfortunately, we cannot whisper our ideas in each of your ears before we post an alert.

Our goal with the portfolios is to make them as realistic as possible, which means that we make trades in real time based on real prices. For 80% (or more) of our stocks the reported bid/ask price has enough liquidity to support our subscriber base. A smaller stock, however, can be greatly affected when an alert goes out.

Just remember that our ultimate goal is not to make 5-10% in a day or a week, but to gain significant returns over time.

What makes FindProfit different from other services?

We live and breathe the markets, but unlike many services, we tell it like it is, in plain English. You don't need advanced knowledge about how to trade options or hedge trades to make money with our picks. Whenever we recommend something, you'll be able to understand exactly why we feel this way. We are enthusiastic about the markets, but also businesslike and not silly. We are not ambivalent about our picks. When we add a stock to our portfolio, we know why it's a good choice, and we are prepared to defend it. We are not a daytrading service or a short-term trading service. We are not a technical analysis service. We are opportunity finders, your investment sweet spot. We believe in finding good, interesting companies with solid, interesting stories and buying stocks that we believe will do well in the long-term. However, this doesn't mean that we won't take quick profits if a wonderful opportunity presents itself. We spend all day making sure that we are making the best use of our portfolio money at any given time.

How much money do I need to start? How do I determine which stocks are right for me, risk-wise?

This depends almost entirely on your own situation. What percentage of your net worth are you willing to invest? Are you going to need money for a major purchase in the near future? How long are you willing to have your money tied up? Once you have answered these questions, you should then determine which of our stock suggestions make sense for your situation. We know that many subscribers may just buy one or two of our picks, while others may do their best to mimic one of our portfolios. What works best for you is ultimately up to you.

Your best bet is to spend some time reviewing our short-, medium- and long term ratings and our original linked buy/sell reports which are available from the Scoreboard page (http://www.findprofit.com/scoreboard.php). This info, combined with our regular alerts (we send an email alert any time we make a buy or sell) and commentary recaps, should give you some leads on which stocks we like, the risks associated with those stocks, and how we see things unfolding. From there, you might allocate a small percentage of your overall portfolio in a few stocks that you like the best and then look to put more of the remaining portion of your portfolio to work over the next six to nine months.

Obviously, we expect you to invest your money elsewhere as well, but we believe we regularly find compelling opportunities for investors with extra money who are willing to weather risks in exchange for potentially tremendous returns.

Do you publish entry, stop loss and target prices?

The price in each report/alert represents the price of the stock at the time of publication. We don't believe in target or stop loss prices because we think the market and specific companies are too dynamic to stick static prices on them. However, we have outlined the upside and downside possibilities of each position, and we will follow them day-to-day. We think that's a more profitable strategy.

What is shorting, how does it work, why do you do it, and do I need to follow your short picks?

Shorting involves borrowing shares of a stock because you believe the stock will decline. It is essentially the opposite of going long a stock because you make money when the stock declines and lose money when the stock increases. In addition to using shorting to bet against a company, you can also use it to execute a hedged trade when you believe that one company is undervalued and another is overvalued. In such a situation, you would buy the undervalued stock and short the overvalued stock.

Shorting can be a risky proposition, so novice investors are often told not to try it. However, you may want to at least follow our short picks to know which companies you shouldn't buy.

I have a question about some of your recent commentary, or one of your recent picks, or something else. How do I get in touch with the editors?

Please e-mail us. We love hearing from our readers, who often provide us with compelling ideas to explore. We can't legally provide personalized investment advice, but we will write you back within 24 hours to answer what we can. Please note that we reserve the right to republish anything that you e-mail us, as long as we omit your personal information.

I'm not receiving your daily emails or alerts and I use AOL. Why is this happening and how can I fix the problem?

AOL occasionally updates its email software in an attempt to filter out for its customers more spam emails. Sometimes when it does this, FindProfit's email address is mistakenly put on AOL's spamlist. This is most likely the reason why you are not receiving FindProfit's daily Recaps and trading Alerts in your AOL email inbox.

You can be assured that we continually work to keep FindProfit's email address off of AOL's spamlist filter and that we closely monitor the delivery of all of our emails.

If you are experiencing this problem, however, there are a few ways you can personally ensure that you once again begin receiving FindProfit emails. Our recommendations to fix the problem if you are an AOL customer are as follows:

1 – Add our email address, update@findprofit.com , to your AOL address book. Simply locate the address book in your email account, add ‘update@findprofit.com' to your list of contacts, and click “OK” or “Save.” This seems to trick the system into recognizing and accepting FindProfit emails instead of wrongly filtering them out as spam.

2 – You can also fix the problem by going to your mail control settings in your AOL email account.  (Locate your mail control settings either through the pull-down menus or by typing in the keyword, "mail controls.")  Next, click on the link that is labeled "spam folder."  Once in this section, select an email from FindProfit and hit the button labeled, "This is Not Spam."  This will allow you to receive future emails from our email address.

Please remember that you can also add an alternative email address to your FindProfit account. We especially recommend adding a second web-based email address, such as Yahoo! or Hotmail, to your account. To do so, simply contact us at help@findprofit.com or call us during regular business hours at 1-888-440-6116.

Don't forget that you can also login to the FindProfit website in order to get all recent commentary and alerts. (Older posts can be found in our Archive section.)

IDEA FORUM: What is FindProfit's Idea Forum?

FindProfit's Idea Forum provides the over 2,000 strong FindProfit subscriber family with the ability to share their best stock ideas with other subscribers. As we've said many times, the FindProfit subscriber family is comprised of hundreds of very savvy investors located all over the world in almost every industry imaginable. We're constantly receiving great first-hand investment ideas from many of our members. The Idea Forum allows us to combine all of these ideas in a powerful online forum that is fully searchable by a variety of categories (risk profile, chronological, alphabetical, stock price etc).

Unlike large public message board sites, the Idea Forum isn't focused on enabling interactive message threads among subscribers. Our aim is to eliminate the distracting "noise" and "chatter" that exists on most message board sites. This is a forum for sharing only your best ideas – plain and simple – with other serious minded FindProfit investors, resulting in a network of hopefully unparalleled investment "idea flow." The Idea Forum also features a Community Rating system so you can individually rate and view the collective rating on each subscribers' post. Unlike in our daily commentary and alerts, at the Idea Forum, we provide the tools and forum, you bring the ideas and ratings!

How can we improve the FindProfit Idea Forum? As always, we want to hear from you. Please take this beta version of the Idea Forum for a test drive. Tell us what you like and dislike about the forum. How can we improve it? What is it missing? As always, we greatly appreciate your generous feedback and comments. We built this forum for you.

IDEA FORUM: How Do I Make a New Post to the Idea Forum?

Click on the red "Add/Edit Your Posting" button at the top of the Idea Forum main page. Fill out the "Add Your Posting" form. Hit the "Submit" button. You're done!

IDEA FORUM: How Do I Edit or Delete an Existing Post on the Idea Forum?

Click on the red "Add/Edit Your Posting" button at the top of the Idea Forum main page. Next, click on the "Edit" or "Delete" button under the Actions heading on the "Edit/Delete Your Current Posts" section of the page. Click on the appropriate "Edit" or "Delete" button depending on if you would like to edit or delete this existing post.

The Idea Forum allows each member to make up to five posts to the forum with their current best stock ideas at any one time. If you'd like to make additional new posts, you will need to first delete one or more of your older existing posts from the system. This five post limit helps keep the investment ideas fresh and of a higher overall quality level.

IDEA FORUM: How Do I View and Sort Through the Idea Forum Posts?

From the top right of the Idea Forum main page, you can sort the postings by Chronological order, Alphabetical order, Stock Price, Community Rating, and Investment Type/Risk Profile (High Risk, Long Term, Other). This sorting feature is pre-set to chronological order to always show you the most recent posts to the forum. Sorting the forum by community rating will show you the posts that are currently the highest rated (five stars is highest, one star is lowest) by the rest of the FindProfit subscriber family. Finally, you may want to sort the postings by High Risk, Long Term or Other to only read the posts that fit your investment profile.

IDEA FORUM: How Does the Community Rating System Work?

You will notice as you read posts on the Idea Forum that on the left hand side of each post there is a star-based Community Rating system. You can rate each idea post you read on a one to five rating scale. Everyone's vote is equal and our peer-driven voting system will only recognize your vote once per post. We think the Community Rating system is a useful way for subscribers to gauge the rest of the FindProfit subscriber families' reaction to the quality and attractiveness of a particular idea in near real-time.

IDEA FORUM: What Does Each Line on the "Add Your Posting" Form Mean?

Below is a quick description of the desired content for each line of a new posting.

1) Ticker: Type in the ticker symbol of the stock you are currently recommending.
2) Exchange: Select from the pull-down menu the exchange where the stock trades.
3) Company Name: Type in the full name of the company you're posting about.
4) Headline: The catchier the headline, the more exposure the idea will receive!
5) Current Price: What is the current price of this stock as of your post?
6) Prospect: Select from the pull-down menu the stock's risk profile.
7) About: Type a quick description of the company's business, products, etc.
8) Opportunity: What is the compelling opportunity you see for this stock?
9) Catalysts: What are the catalysts that will drive this stock going forward?
10) Upside: If things go right, what do you think this stock is ultimately worth?
11) Risks: What are the investment risks you have identified for this stock?